Everyone Can Buy a House According to Jayashree Kurup

Jayashree Kurup is a famous business journalist. Jayashree Kurup states that she has a weakness for buying residential property in India. She terms this as obsessive compulsive disorder. The compulsion to check the property in her is such that she continuously checks what property prices in the neighborhood are so that she can arrive at a conclusion as to whether her property is highly rated against others or not. She has this constant urge to check whether she is richer than others or not.


(Rates and Trend) In any city in India, she also ends up turning conversations to home buying. She feels happy when she gets to know that others are struggling to buy a home and that she is not alone in the struggle. It is a known fact that almost everyone strives hard to buy what they want.

(Open House) Her urge to improvise her home is such that she pores over interiors magazines to see what others have done to their homes. Subsequently, she tries to continuously upgrade her living space to a level that she would always have a Wow factor in her house.

(Décor) Besides this, she also feels happy to get advice from experts whether they are the lenders, developers, chartered financial planners, tax consultants etc. (Gurutalk). The author opines that one need not be rich to buy the house of their dream. The whole process starts with the intention to buy a house basically. Once a decision to buy a house is made, then one can allocate the resources that one can afford comfortably.

Then, what comes next is that how much more can one add to that amount to create a stretch amount. This would be the actual affordability. For those who can afford to pay back Rs 15,000 per month as equated monthly instalments comfortably, they can also try and check by making a few lifestyle changes whether they can push it to Rs 18,000.

Then what one needs to do is that one must work backwards and see what is available in the city that one wants to stay in that fits the budget. If in case, it the option is not there in the area then one can look out in the suburbs. However, for those who still do not find any luck, can look out in the periphery even if it is a good 20 km from where one started looking out for.

But in case the property in the outside is by a well-known developer, and is linked to future potential, one can start the purchase there, for the plain fact that it fits into the budget and also has the potential to grow when the area starts developing. One must observe that the first step to buying a house is to just start buying. If one does not do so, then one will be behind the ruling market price.

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4 thoughts on “Everyone Can Buy a House According to Jayashree Kurup

  1. Each and every people desire they should buy their own house, but now a days it’s very difficult due to prices hike in real estate market, many people are struggling to buy a house. In this article Jayashree Kurup mentioned some good points how middle class people also can buy their house.

  2. Very good article. I too accept with her idealogy. By saving little amount monthly and paying the EMI instead of rent will definitely gives your own home.

  3. Even most of the people are following this principle, People are started choosing under construction projects instead of Ready to move so that by paying half amount as the down payment and remaining amount is by EMI.

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